Philaathus
Isn't it mere presumption and excessive self-trust to be convinced of our salvation?
Theolgus:
Not at all. The basis of this conviction does not lie within ourselves or anything within or outside of us, but solely in the righteousness of Christ and the merciful promises of God. Is it presumptuous for us to believe what God has promised, Christ has obtained, and the Holy Spirit has sealed? No, it is not presumption but a duty we are all bound to fulfill, as we will be held accountable on the dreadful day of judgment. As for ourselves, we freely admit that in God's sight we are nothing but sinful and miserable beings, incapable of doing anything to contribute to our own salvation. However, through faith, we are justified and find peace with God, fully persuaded of His love and favor towards us in Christ.
- Arthur Dent, The Plain Man's Pathway to Heaven